Team Details:
| TAHIRA SADAF Assistant Professor University of Agriculture, Faisalabad (PI) |
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| ASGHAR ALI Associate Professor University of Agriculture, Faisalabad (Co PI) |
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| NAZIA TABASAM Lecturer University of Agriculture, Faisalabad (Co PI) |
Theme/Relevant Ministry:
BUSINESS, INVESTMENT AND EXPORTS:
Board of Investment
Project Brief:
Financial inclusion of women and men using digital literacy may help boosting the economic growth and improving access to financial resources. There is a remarkable gender gap in financial inclusion in the developing countries, where Pakistan is the lowest among low-middle-income countries in terms of owning an account. Where 21% individuals and only 13% of women possess any bank account, and the gender gap is quite wide (15%). Pakistan is having the second largest population of unbanked adults, where women constitute more than half proportion of such individuals. This study proposes studying the gender gap in digital financial literacy in Punjab and Pakistan. A specific focus would be on studying gender difference (in case of Punjab) in digital financial literacy and its implications for financial inclusion in females, in general and entrepreneurs, in particular.
Public Policy Relevance:
This study would aid in development of targeted policy recommendations for policy makers, educational and financial institutions, and NGOs to promote gender equality in financial inclusion by enhancing digital financial literacy among women entrepreneurs. It would aid stakeholders in designing policy for bridging gender gap in accessing financial resources and opportunities, fostering inclusive economic development through improving bargaining power of female entrepreneurs in Punjab, Pakistan. It would help them in customizing financial literacy improvement programs for women entrepreneurs and improve financial inclusion in female entrepreneurs.